Built for Sri Lanka

Send money with just a mobile number.

No account numbers. No branch codes. Jabby is the simplest way to do bank transfers.

A working prototype for phone-number payments. View on Google Play

A
Hi, Abdullah
Amana Bank •••• 3001
BANK BALANCERs. 100,000.00
SendRequestContacts
Recent activity

ReceivedTest Recipient • NTB

+ 10,000

SentNuwan P. • Sampath

− 2,500
Who are you paying?
PHONE NUMBER077 123 4567
N

Nadeesha PereraCommercial Bank •••• 4821

Continue
Send to Nadeesha
N

Nadeesha PereraCommercial Bank •••• 4821

AMOUNTRs. 10,000
Send Rs. 10,000
Money sent

Rs. 10,000 to Nadeesha

Commercial Bank •••• 4821
Just now
Phone number → bank account

The problem

“Card payment da?

Paying in Sri Lanka is still full of friction. Cards get refused or marked up, bank transfers take too many steps, and everyone ends up reaching for cash.

%

Cards cost too much

Many merchants refuse them — or pass the fee back to the customer.

#

Transfers take too long

Account numbers, bank details, branch codes, OTPs and saved payees.

Rs

So cash wins by default

ATMs, change, IOUs and “I’ll send it later.”

How it works

Number. Amount. Send.

Enter a phone number, choose an amount and confirm.

Enter number

Just their mobile number.

Enter amount

Jabby finds the linked account.

Confirm & send

Money moves bank to bank.

Try Jabby

Send it. Watch it arrive.

Enter Saman's number, choose an amount and send. Watch it arrive on the shop owner's phone. Demo only — no real money moves.

Your phone

JabbySend money
Enter phone number
+94
Saman Stores
Rs.
✓ On Jabby
S
Saman Stores076 889 4432
PAYING TO Saman Stores NTB •••• 7712
AMOUNT Rs. 4,500
Money sent Rs. 4,500 to Saman Stores

Saman Stores

Saman StoresMerchant account
BANK BALANCE Rs. 82,500.00

Waiting for paymentIncoming Jabby payments appear here.

You received Rs. 4,500From Abdullah · Just now

Recent activity

ReceivedNadeesha Perera

+ 2,200

ReceivedAbdullah

+ 4,500

More with Jabby

Everything else you need.

Request money

Ask someone to pay you and settle it in a tap.

PIN & biometrics

Protected with your PIN, fingerprint or face unlock.

Shareable receipts

Send payment confirmation straight to WhatsApp or email.

Why Jabby

Everyone else makes you choose a trade-off.

Jabby is simple for the customer, low-cost for the merchant, instant and direct — without holding anyone’s money.

CashEasy, but not remote
CardsEasy, but expensive
Bank transfersCheap, but tedious
JabbyEasy · low-cost · anywhere

Pay less

Rs. 100,000 payment.

CARD AT 3%*Rs. 3,000in charges
vs
JABBYRs. 5illustrative flat fee

*3% shown as an illustrative card surcharge scenario; actual card pricing varies.

For investors

A new payment network for Sri Lanka.

Jabby can compete across cash, cards and bank transfers — with a low flat fee instead of a percentage.

10% ADOPTIONRs. 235Mper year
25% ADOPTIONRs. 587Mper year
50% ADOPTIONRs. 1.17Bper year

Talk to us

Base case: illustrative gross revenue at Rs. 5 per transaction using approximately 469M annual CEFTS + debit-card POS transactions only. Cash and credit-card upside excluded.

The ambition

The default way Sri Lanka pays.

We're building it now.

Talk to us