Cards cost too much
Many merchants refuse them — or pass the fee back to the customer.
Built for Sri Lanka
Send money with just a number.
No account numbers. No branch codes. Jabby is the simplest way to move money bank to bank.
Banking partnerships on track
Phone number → bank account
The problem
“Card payment da?”
Paying in Sri Lanka is still full of friction. Cards get refused or marked up, bank transfers take too many steps, and everyone ends up reaching for cash.
Transfers take too long
Account numbers, bank details, branch codes, OTPs and saved payees.
So cash wins by default
ATMs, change, IOUs and “I’ll send it later.”
How it works
Number. Amount. Send.
1
Enter number
Just their mobile number.
2
Enter amount
Jabby finds the linked account.
3
Confirm & send
Money moves bank to bank.
In the app
Type a number. See who you’re paying.
Jabby looks up the bank account linked to the number and shows the name and bank before you send, so there’s no guessing.
Their number0771234567
Their bank, foundCommercial Bank ···· 4821
Send Rs. 2,000Bank to bank✓
Try Jabby
Send it. Watch it arrive.
Tap Continue to send to The Phone Shop and watch it arrive on their phone. Demo only — no real money moves.
Your phone
Enter phone number
+94
The Phone Shop
Rs.
✓ On Jabby
P
The Phone Shop076 889 4432
PAYING TO
The Phone Shop
NTB ···· 7712
AMOUNT
Rs. 4,500
✓
Money sent
Rs. 4,500 to The Phone Shop
The Phone Shop
BANK BALANCE
Rs. 82,500.00
Waiting for paymentIncoming Jabby payments appear here.
↓
You received Rs. 4,500From Abdullah · just now
Recent activity
ReceivedFathima Nazeer
+ 2,200ReceivedAbdullah
+ 4,500Business insights
Know your business. Only on Jabby.
See what came in, what went out and who pays you most, by week, month or year. Jabby builds it from your payments as they arrive. No spreadsheets, no extra app.
No other app shows you insights on the business payments you take through Jabby.
Money in vs outYour net, at a glance
Your busiest daysPlan stock and staff
Top customersWho pays you most✓
‹Insights
WeekMonthYear
NET THIS WEEK
Rs. 46,600
ReceivedRs. 62,400▲ 12% vs last week
SentRs. 15,800▼ 4% vs last week
ReceivedSent
Transfers38
AverageRs. 1,642
LargestRs. 9,500
Busiest daySaturday
Who paid you most
F
Fathima Nazeer
Rs. 12,30020%R
Ravi Perera
Rs. 8,10013%S
Sahan Silva
Rs. 5,4009%Your payments → your insights
More with Jabby
Everything else you need.
Request money
Ask someone to pay you and settle it in a tap.
PIN & biometrics
Protected with your PIN, fingerprint or face unlock.
Shareable receipts
Send confirmation straight to WhatsApp or email.
Why Jabby
Everyone else makes you choose a trade-off.
Jabby is simple for the customer, low-cost for the merchant, instant and direct — without holding anyone’s money.
CashEasy, but not remote
CardsEasy, but expensive
Bank transfersCheap, but tedious
JabbyEasy · low-cost · anywhere✓
Pay less
On a Rs. 100,000 payment.
CARD AT 3%*
Rs. 3,000
in charges
JABBY
Rs. 5
illustrative flat fee
*3% shown as an illustrative card surcharge scenario; actual card pricing varies.
For investors
A new payment network for Sri Lanka.
Jabby can compete across cash, cards and bank transfers — with a low flat fee instead of a percentage.
10% ADOPTIONRs. 235Mper year
25% ADOPTIONRs. 587Mper year
50% ADOPTIONRs. 1.17Bper year
Base case: illustrative gross revenue at Rs. 5 per transaction using approximately 469M annual CEFTS + debit-card POS transactions only. Cash and credit-card upside excluded.